We all like to believe that the Internet is a secure environment free of online frauds, but it’s always a good idea to conduct a “reality check.” Malicious actors who aim to steal our most precious personal data may find us, humans, to be an easy target. Criminal minds can now reach more into our personal lives, homes, and workplaces than ever before. There isn’t much we can do about it. Here are some of the most common internet scam these days
1. Theft of advance fees
A con artist asks for money or personal information up front in exchange for goods, services, money, or awards that they never deliver.
Scammers make up appealing and seemingly valid reasons for asking for money, such as to cover fees or taxes.
They frequently want money via an international wire transfer.
Scammers routinely mass-market these schemes, sending them to thousands of people all over the world at the same time, generally via mail or email.
2. Scams involving lotteries, sweepstakes, and competitions
An email, letter, or text communication from a lottery or sweepstakes firm from another country appears out of nowhere.
It claims that you won a large sum of money or great rewards in a lottery or sweepstakes that you did not enter.
These con artists try to dupe you into handing over money or personal information in exchange for a prize.
Scammers usually claim that you must pay fees or taxes before receiving your wins or prize.
To claim your prize, you may be required to contact or text a premium rate phone number.
Remember, if you haven’t entered, you can’t win.
3. Scams involving dating and romance
Scammers use reputable dating websites to construct phony profiles.
They create these profiles in order to form a relationship with you in order to obtain your money and personal information.
The con artist will build a strong rapport with you before asking for money to help with the costs of a sickness, injury, travel, or a family emergency.
Scammers attempt to manipulate your emotions by tugging at your heartstrings. The scammers may spend months or even years to establish a rapport.
4. Hacking into computers
Scammers frequently use phishing emails to fool you into giving them access to your computer.
They entice you to click on a link or attachment in order to obtain your personal information.
If you click, harmful software will be installed on your computer, giving the hacker access to your files and information.
A phishing email frequently looks to come from a well-known and trusted company, such as a bank or financial institution, and asks you to enter your account password on a spoof login page.
The scammer can hack into your account and take control of your profile if you provide your account information.
5. Scams involving online shopping, classified ads, and auctions
Scammers enjoy looking for victims on the internet. A frequent scam that targets internet shoppers is not receiving what you paid for.
When a fraudster sells a goods, he or she will either provide a damaged or low-quality item, or nothing at all. They may also pose as a salesperson in order to obtain your credit card or bank account information.
Scams like this can be found on legitimate internet classified pages as well.
An online auction scam comprises a con artist saying that you have a second chance to buy an item you bid on because the winner withdrew.
The con artist will request money outside of the auction site’s secure payment system.
If you do, your money will be lost and the auction site will be of no assistance to you.
Because certain scams are so well-organized and convincing, and the perpetrators are so difficult to catch, we must always remain vigilant. Keep up to date on the most recent fraud tactics.