The 5 Best Digital Banking Apps In America
Online banking can be aggravating and inconvenient at times, especially when you don’t feel like doing it.
However, thanks to the advancement of digital banking Apps, you can now easily handle the majority of your banking demands from your smartphone, tablet, or smartwatch.
This improves the overall experience and allows you to stay in control of your finances with minimal effort.
Here is a list of the top five digital banking apps in the United States.
The 5 Best Digital Banking Apps In America
The following list of digital banking apps and data was assembled from a variety of online sources, including The Balance, Go Banking Rates, and Smart Asset.
These are the top five digital banking apps in the United States.
1. Ally Mobile
Ally Mobile is the finest digital banking app of 2020.
It’s easy to see why so many people prefer it to the competition because it’s compatible with both iOS and Android, is free to download, and has a great 4.8 star rating in Apple’s App Store.
The app includes all of the essential services, such as money transfers, bill payments, and mobile cheque deposits, as well as investment possibilities, 24/7 human customer care, and competitive checking account interest rates.
They also have some of the top high return savings accounts on the market if you want to put your money in a savings account.
2. Capital One Mobile
Capital One’s mobile app was named “The Highest in Customer Service Among Mobile Apps” by J.D Power, so if customer service is important to you, you should use it. This is backed up by the fact that it has a 4.7-star rating on Apple’s App Store.
The digital banking app has all of the features you’ve come to expect from the previous banking apps on the list, as well as excellent customer service.
You may, for example, keep track of your transactions, set up alerts and notifications, pay bills, transfer money, monitor your credit score, and lock your credit cards if you lose them all within the app.
3. USAA
This software is regarded as the finest banking app in general by some, yet it falls short of the top rank on our list.
USAA was formed by military personnel for military personnel and is primarily targeted at military personnel.
The app comes with a slew of handy features and supports Touch ID and Face ID for safe login.
Its appeal, on the other hand, stems from its voice search skills and digital assistant, EVA.
4. Bank of America Mobile Banking
The Bank of America digital banking app lets you accomplish a lot of the same things as the other applications on this list.
This program, on the other hand, is best renowned for its security. If you set up travel notices in the app, for example, you shouldn’t have any issues with accessing your accounts while traveling overseas.
If Bank of America notices any unusual activity in your account, they will immediately contact you to confirm that the payment was made by you. Furthermore, as long as you report them within 60 days of any fraudulent transactions, you will not be held accountable.
5. Chase Mobile
Chase Banks’ mobile app is the second top digital banking app on our list.
If you’re a Chase customer, you can download the app, log in, and start using it right away.
For example, if you need to transfer money, pay bills, send money to a buddy, or even deposit checks, Chase Mobile has you covered.
You may also utilize their “Zelle” feature to send and receive money from anyone who has a mobile phone number or an email address.
You can also check your Trans Union credit score from the app, and if you have one of Chase’s rewards credit cards, you can check and redeem your points from there.